Posts about Financial planning

To Spend, Or Not To Spend, That Is The Question

· 2 min read

Every dollar that comes in eventually faces the same fork in the road:...

The Growing Cost of Financial Crime

· 2 min read

Financial crime is costing Americans more than ever before. The FBI's ...

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To Spend, Or Not To Spend, That Is The Question

Posted by Wendell Brock, MBA, ChFC

Oct 8, 2026, 12:53:03 PM

 Every dollar that comes in eventually faces the same fork in the road: spend it now or set it aside for later. There is no single right answer, and no rule of thumb applies equally to every household. What can help is asking the right questions in the right order.

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Topics: Financial planning, Saving, planning, Self Discipline, Savings, Spending, Plan

The Growing Cost of Financial Crime

Posted by Wendell Brock

Jul 29, 2026, 12:39:40 PM

Financial crime is costing Americans more than ever before. The FBI's Internet Crime Complaint Center (IC3) recorded $16.6 billion in losses reported by victims in 2024, a 33% increase over 2023 and the highest figure in the center's 25-year history. Nearly 860,000 complaints were filed last year. The average loss per complaint came to just under $20,000.

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Topics: Financial planning, Cyber Fraud