Have you ever gotten to the end of the month and wondered where all your money has gone? One of the primary steps to becoming financially...

As we become adults we take on the expected responsibilities like getting a job, paying our bills, and providing for ourselves. Many...

Years ago I heard Steve Forbes, the publisher of Forbes Magazine, say “everyone is a disciplined, long-term investor until the market...

If you’ve started planning for retirement you may have heard of annuities. Doing a quick online search will result in a lot of...

Money has a strong connection to our emotions. There are many aspects of money, including how we use money, that cause us to experience...

“401(k)” is one of those terms that frequently gets tossed around in regular finance or work conversations, but how well do you...

Have you ever had a craving for pizza, but couldn’t decide on which kind to get? What if you could only get one? Wouldn’t it be great if...

A mutual fund is both an investment as well as a company. It allows you to pool your money with other investors which is then used to...

People often want to know how to calculate their living expenses to create a workable budget. There are plenty of formulas out there for...

Saving money can be a challenge for even the most financially savvy. It takes willpower, sacrifice, determination...and a plan. A lot...

People inherently want to be prepared before they tackle something new or difficult. We want to get ourselves ready and organized. ...

It’s the start of a new year, a time when people make resolutions and set goals. 2020 was chaotic and created difficulties, especially...

On April 21, 2016, Prince, the rockstar died. While I must admit I have never been much of a fan of his work, or some genres of most...

Providing financial counseling for many years, a question like this often comes up: Why is it hard to start saving? Money is a very...

Years ago I use to teach seminars about personal finances and one thing we use to talk about was what I will call the distractions of...

We typically know how much we spend each month, but do we really know the details? Budgeting is the process of creating a physical plan...

In an effort to make life insurance policies more appealing and fit more of a family’s financial needs, measuring the risk, insurance...

The other day I was in a store that was having a closing sale nearly everything was 70% off. I struck up a conversation with the manager...

The word “entrepreneur” originates from a thirteenth-century French verb, entreprendre, meaning “to do something” or “to undertake.” By...

Recently I was in a meeting and the thought occurred to me; why do people even attempt to have a financial plan? What is the purpose of...