It’s the start of a new year, a time when people make resolutions and set goals. 2020 was chaotic and created difficulties, especially f...

On April 21, 2016, Prince, the rockstar died. While I must admit I have never been much of a fan of his work, or some genres of most mod...

Providing financial counseling for many years, a question like this often comes up: Why is it hard to start saving? Money is a very emoti...

Years ago I use to teach seminars about personal finances and one thing we use to talk about was what I will call the distractions of lif...

We typically know how much we spend each month, but do we really know the details? Budgeting is the process of creating a physical plan f...

In an effort to make life insurance policies more appealing and fit more of a family’s financial needs, measuring the risk, insurance com...

The other day I was in a store that was having a closing sale nearly everything was 70% off. I struck up a conversation with the manager w...

The word “entrepreneur” originates from a thirteenth-century French verb, entreprendre, meaning “to do something” or “to undertake.” By t...

Homeowners insurance can be very confusing - let’s be honest how many of you have actually read your policy and know its limits, etc.? Th...

Recently I was in a meeting and the thought occurred to me; why do people even attempt to have a financial plan? What is the purpose of h...

I have an uncle who, during his professional career, was a very well respected city manager. Periodically he would come and visit us in L...