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PAST RESULTS ARE NOT INDICATIVE OF FUTURE RESULTS. THERE IS RISK OF LOSS AS WELL AS THE OPPORTUNITY FOR GAIN WHEN INVESTING IN MANAGED FUNDS. WHEN CONSIDERING ALTERNATIVE INVESTMENTS, INCLUDING HEDGE FUNDS, YOU SHOULD CONSIDER VARIOUS RISKS INCLUDING THE FACT THAT SOME PRODUCTS OFTEN ENGAGE IN LEVERAGING AND OTHER SPECULATIVE INVESTMENT PRACTICES THAT MAY INCREASE THE RISK OF INVESTMENT LOSS, CAN BE ILLIQUID, ARE NOT REQUIRED TO PROVIDE PERIODIC PRICING OR VALUATION INFORMATION TO INVESTORS, MAY INVOLVE COMPLEX TAX STRUCTURES AND DELAYS IN DISTRIBUTING IMPORTANT TAX INFORMATION, ARE NOT SUBJECT TO THE SAME REGULATORY REQUIREMENTS AS MUTUAL FUNDS, OFTEN CHARGE HIGHER FEES, AND IN MANY CASES THE UNDERLYING INVESTMENTS ARE NOT TRANSPARENT AND KNOWN ONLY TO THE INVESTMENT MANAGER. ALTERNATIVE INVESTMENTS CAN BE VOLATILE. AN INVESTOR COULD LOSE ALL OR A SUBSTANTIAL AMOUNT OF HIS OR HER INVESTMENT. OFTEN, ALTERNATIVE INVESTMENT FUND AND ACCOUNT MANAGERS HAVE TOTAL TRADING AUTHORITY OVER THEIR FUNDS OR ACCOUNTS; THE USE OF A SINGLE ADVISOR APPLYING GENERALLY SIMILAR TRADING PROGRAMS COULD MEAN LACK OF DIFERSIFICATION AND , CONSEQUENTLY, HIGHER RISK. THERE IS OFTEN NO SECONDARY MARKET FOR AN INVESTORS INTEREST IN ALTERNATIVE INVESTMENTS AND NONE IS EXPECTED TO DEVELOP.